Chris Yard

Back-to-school season is here, fall routines are getting underway, and it’s a great time to make sure your insurance is keeping up with the changes in your life. Whether you’re adding a teen driver, sending a student off to college, moving into a new home or apartment, or simply haven’t reviewed your coverage recently, our team is here to make the conversation easy and informative.

I've served Exton and the Chester County community for more than 15 years, helping individuals and families with auto, home, renters and life insurance. Our local team works with customers throughout Exton, Downingtown, West Chester, Chester Springs, Malvern, Wayne, the Main Line and communities across Pennsylvania.

As a Downingtown Area School District alumnus, with my deep roots in the area, I am proud to support Downingtown area school athletics and youth sports.

As we head into fall, it’s also a good time to take another look at the things that may have changed over the past year — drivers in the household, vehicles, home updates, valuables, living arrangements and life insurance needs can all change over time.

Call, text or stop by our Exton office to connect with me and the team. We’d love to get to know you and talk through your auto, home, renters or life insurance needs.

Frequently Asked Questions (FAQ)

Q: How do I get car insurance quotes?

A: You can get car insurance quotes online, by phone, or by visiting my office and sharing details about your vehicle, driving history, and coverage needs.

Q: How quickly can car insurance coverage start?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. For personalized coverage in Chester County, PA reach out to us.

Q: What coverage is required when leasing a car?

A: Leased vehicles typically require more coverage than the state minimums. In addition to liability insurance, leasing companies usually require comprehensive and collision coverage, and you may need to list the leasing company on your policy as an additional insured or loss payee. Have questions? Feel free to ask my experienced team.

Q: What does home insurance cover?

A: Homeowners insurance can help protect your home, your personal belongings, and your finances. It typically includes coverage for the structure of your home, your belongings, liability protection, and additional living expenses if your home becomes uninhabitable due to a covered loss. We work with Downingtown, Exton and residents of surrounding areas to find coverage that fits.

Q: What does renters insurance cover?

A: Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home, and even assist with temporary living expenses if you have to move out due to a covered loss. Connect my local office for insurance guidance.

Q: What is life insurance?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. In Pennsylvania, you can count on my team for personalized service.